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Users are restricted from reselling, redistributing or creating derivative works for commercial purposes without the express, written consent of C.I.S.R.A.E.D. Corporation ("Klirview™"). All Klirview™ information and financial products, formulas, programs, procedures, processes, catalogue, cyclopedias, business procedural manuals, drawings, blue prints, notes, memorandum, datum or data, legal matters, and any such matters appearing on the Klirview™ web site are likewise the exclusive property of C.I.S.R.A.E.D. Corporation.